Terms and Conditions
Effective Date: 06/05/2025
Calco Commercial Insurance Services Inc.
Last Updated: 06/05/2025
These Terms and Conditions (“Terms”) govern your use of the website and services provided by Calco Commercial Insurance Services Inc. (“Calco,” “we,” “us,” or “our”). By accessing our website, submitting your information, or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.
1. Services Offered
Calco provides:
Commercial insurance consultation and brokerage services
Risk management solutions
Business acquisition advisory and related support services
All services are subject to client qualification, underwriting approval, and applicable legal and regulatory guidelines.
2. Use of Personal Contact Information
By submitting your email address, phone number, or business details through our website or contact forms, you agree to allow Calco to:
Contact you via email, phone call, or SMS in response to your inquiry
Send reminders, follow-up communications, or appointment-related notices
Provide quotes, proposals, and service updates related to your inquiry
We do not sell or rent your contact information. Communications will remain professional and directly relevant to the services you request.
3. No Guarantee of Insurance or Acquisition Outcomes
Submitting your information or booking a consultation does not guarantee that:
Insurance coverage will be approved or bound
Your business is eligible for acquisition services or listing
Any transaction or agreement will be finalized
Final decisions are made based on risk assessments, underwriting guidelines, due diligence, and third-party conditions.
4. Intellectual Property
All content on this website (including text, graphics, logos, icons, and layout) is the property of Calco Commercial Insurance Services Inc. You may not copy, reproduce, or republish any content without our express written permission.
5. Limitation of Liability
Calco shall not be held liable for:
Any indirect, incidental, or consequential damages
Delays or disruptions in services caused by third parties or external factors
Errors or omissions in insurance or acquisition documents issued by external carriers or advisors
You agree to use our services at your own risk and discretion.
6. Communication Consent
By engaging with our website or services, you consent to receive business-related communication from us through:
Email (quotes, documents, updates)
Phone (calls for clarification or follow-up)
SMS (reminders or confirmations)
You may request to opt out of non-essential communications at any time by emailing [email protected].
7. Third-Party Links
Our website may contain links to third-party websites. Calco is not responsible for the content, privacy policies, or practices of any external websites or services.
8. Termination of Access
We reserve the right to suspend or terminate your access to the website or services if we determine that you have violated these Terms or misused our platform.
9. Contact
For questions about these Terms or our services, contact us at:
(818)634-7778